129773984742343750_8Recently, the Supreme People's Court issued concerning the trial of road traffic accident damages explains some problems of application of laws (draft for soliciting opinions), clearly drunk driving and drug driving, tuning cars, wounding, insurance companies to compulsory third party liability insurance for motor vehicles (hereinafter referred to as strong risk) compensation within the scope of limitation of liability. The publication of the draft, Caused widespread controversy in the community. Numerous regulations and calls for a different, this time on the new rules of dispute such as drunk driving injuries, formation of supporters and opponents neck pattern. The industry believes that humanity Relief Fund for relief appropriate means of implementing, by means of insurance to rescue the victims, is bound to raise premiums rise, would harm law-abiding insurer investmentInsurable interest. In addition, triggered by its indirect influence, will also encourage illegal driving behaviors of large numbers. Translation: extend the scope of mandatory insurance compensation or raised premiums rising journalist compared the existing strong terms of insurance found that currently laid down in the regulations on compulsory traffic accident liability insurance for motor vehicles, drivers without driving, drunk driver, is insurance of motor vehicleIs stealing and robbing during the accident, the insured intentionally manufacture of road traffic accidents and other four cases of traffic accidents, insurance companies only need to pay expenses for medical treatment to victims. For other losses and costs, the insurance company is not responsible to pay and compensation. Compared to the previous provisions, opinions in the scope and limits of compensation are great changes have taken place. Compensation of medical expenses fromExtend to the death compensation, medical expenses and property damage three classes, paying maximum amount of $ 10,000 from the previous to the current $ 122,000. Foshan insurance industry sector analysis, who declined to be named, while aimed to better protect victims receive timely medical treatment and compensation, but to a certain extent, indulge a drink driving and drug driving, driving without a license. At the same time, it willRaised operating costs of the insurance companies rose. "Ordinance emphasizes just before disbursements, and now is the claim for payment. "Although the right to recovery of the insured after insurance company for payment, but a very significant recovery costs will be
tera gold, some even impossible to recover. In addition, the strong insurance last for years under the premise of the huge losses, will once again face its premium price. According to the strong insuranceOperation over the years in the red, since the end of July 2006
tera gold, strong insurance underwriting loss of $ 3.74 billion, in 2009 an underwriting loss of $ 5.3 billion. In August last year data showed China insurance regulatory Commission, 2010 high risk operating loss of $ 7.2 billion, including underwriting loss of $ 9.7 billion, investment income of $ 2.5 billion. Sound carsHome: support the opponents neck reporter found that because the draft related to drunk driving and drug driving and tuning cars and other high-risk driving behavior, and insurance regulations in the past as the public opinion does not support or oppose leaning, this draft caused widespread controversy. Supporters and opponents of the proportion of those who are very close to each other. From Sina microblogging platform one concerning of 3,047 people "Drunk driving injury insurance company have to pay "survey, respondents were in favour of the 50.1%, that this conducive to protecting the rights of victims of traffic accidents; 45% survey said opposition, think easy to encourage some drivers in driving behavior; 4.9% said unsure. And investigated by the new Qin involves 1112 people up "You think drunk driving injuries insurance company should pay for? "Web survey, respondents 28.24%" shouldn't lose ", 35.79% respondents believed that" the lost ". 36.15% respondents believed that "somehow". Reporters visited Foshan owners found that supports and opponents
tera power leveling, showing two extremely inconsistent sound. Reporter's observation: the proposed rescueHelp fund more compensation despite the drunk driving criminal areas, insurance compensation for civil damages, both on the legal conflict does not exist. But in all insurance areas the implementation of compensation for the victims, and no doubt the current illegal driving behaviors such as for drink drivers punished backdrop of conflict. But from another point of view, the "traffic accident" after bailout, belonging to the social assistance of fanDomains, and it would not be appropriate to extend the scope of indemnification, to rescue the victims. Driving without a license, for example, if the consequences of compensation by insurance companies, will lead to more owners of blatant insurance vehicles assigned to people who do not have a driver's license. Implementation of the new regulations if, insurance costs continue to increase, insurance company increased car insurance rates as requiredSo, costs arising from illegal driving, eventually will be borne jointly by all abiding by policy holders, it is not reasonable. Currently, traffic accidents caused by illegal driving, illegal formation on traffic and traffic Police Department was charged a penalty mechanism, based on the traffic offence fines, the establishment of appropriate redress and compensation of traffic accident fund, Fund for traffic accidentRedress and compensation for the harmful, no doubt much more reasonable. Friends @jaywin friends camp: in favour, buy car insurance has to be insured. @ Think tank CEO: disagree, can levy taxes, public security departments of insurance companies compensation victims of traffic offence penalties and other means of assistance. @ Little plum 9: go on like this, that drunk driving is forbiddenNo, there will be a lot of people driving without a license, is to condone the crime.
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